The primary mission is to democratize finance.
By sucking the life out of banks who have sucked the life out of hard-working and struggling people and families since day dot.
TheStandard has been built to enable anyone to borrow without interest or trusting an authority. By enabling borrowers to trade locked collateral, we start to generate a yield from which participants in a yield account profit.
Why TheStandard.io
TheStandard was the brainchild of Joshua Scigala but had many people contribute over the last 2 years in development.
"We shouldn't need to rely on centralized entities such as FTX, Celsius, or BlockFi, which, despite being regulated, engaged in speculation with user collateral under the guise of offering debt services and ultimately declared bankruptcy. This underscores the importance of building a standard that simply doesn't need or have access to user funds.
MATH is the ultimate regulator. 2+2 will always equal 4! Smart contracts for the win."
Joshua Scigala
Protocol Roadmap
Phase 1
Phase 2
Phase 3
Phase 4
User Flow
The values that drive everything we do
Open source
Free and Open source is the only way to ensure total security. Anybody can test the code that the DAO has created
Decentralized
When Satoshi created Bitcoin, he didn't think, "Oh, let's create centralized stablecoins, where $1 in some fractionally reserved bank is equal to one token." He thought, "Let's decentralize money." We just make it stable.
Community-driven
The concept of a DAO is one of the most underrated aspects of crypto. The fact that a community of like-minded people can be invested in the success of a protocol by voting on its direction is stunning.
Transparency
All smart contracts can be read, audited, and even cloned. But we don't stop there, our front end and everything else is free and open source.
Innovation
TheStandard is innovating ideas like dynamic NFTs. Each Smart Vault is represented by an NFT that updates data from the blockchain about how much debt and collateral that vault has. Anyone can sell their debt and collateral as an NFT and the buyer gets to pay off the debt and remove the collateral.
Democracy
Vote on changes you deam important. Join our community on telegram or Discord.
Meet the team
Old-school Bitcoiner cypherpunk cowboys. People who believe in transparency for the powerful, and privacy for the weak.
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What our users say about us
“Ok, now we're talkin”
This is the borrowing protocol I have been waiting for. Zero percent interest loans on my portfolio without having to send someone else my crypto. I also love being able to trade my locked collateral to take advantage of market conditions. The other key for me using TheStandard.io is the yield accounts. This protocol is going to be massive.
“The best crypto App”
"Before discovering TheStandard, I felt overwhelmed by the volatile world of crypto. TheStandard has been a game-changer for me. By staking my assets in the Yield Accounts, I've consistently earned fees from the protocol, providing me an income stream. It's not just about the earnings; it's the confidence and peace of mind I've gained, knowing my investments work for me in a secure, transparent ecosystem. Joining TheStandard community was the best decision, empowering me to take control of my financial future."
“WOW”
"Using TheStandard's Smart Vaults to mint EUROs against my crypto assets has revolutionized the way I approach my digital asset portfolio. The seamless process and the ability to trade locked collateral have significantly minimized my liquidation risks, allowing me to leverage market opportunities like never before. The platform's governance model also gives me a voice in its future, making me feel like a valued part of a pioneering community. If you're looking for a platform that offers security, flexibility, and community-driven innovation, TheStandard is where you need to be."
The Next-Gen DeFi Wallet, Borrowing and Yield Platform.
0xf5A27E55C748bCDdBfeA5477CB9Ae924f0f7fd2e
EUROs on Arbitrum:
0x643b34980e635719c15a2d4ce69571a258f940e9
